Balance transfers can sometimes be deceiving. Hidden fees and interest rates that go sky-high after the promotional period do the opposite of helping your debt situation. The advantage of a balance transfer is a lower interest rate and that is what we are offering. Transfer a balance from an outside lender from now until December 31st, of 2018 and you will not only enjoy 0% interest for 6 months, but also 5.99% for the life of the balance. No hidden fees, no rate hikes. So what are you waiting for? Call a loan officer and put a dent in that debt today!