MEMBER SERVICES

 

Share Certificates

 
Code Term Rate APY Minimum Balance
D 6 months 0.20% 0.20% $500
E 12 months 0.50% 0.50% $500
H 24 months 0.75% 0.75% $500
G 36 months 1.00% 1.00% $500
 

Choose the Certificate term that best fits your needs, from 90 days to 3 years. Open with an initial deposit of $500 or more. A penalty may be imposed for early withdrawal. Dividends will be compounded and credited to your account monthly.

IRA’S

 
Code Term Rate APY Minimum Balance
F 18 months 0.60% 0.60% $500
C 36 months 1.00% 1.00% $500
R Roth 36 months 1.00% 1.00% $500
S Edu 36 months 1.00% 1.00% $500
T Conv 36 months 1.00% 1.00% $500
 

A penalty may be imposed for early withdrawal. Dividends will be compounded and credited to your account monthly.

Traditional, Roth and Education IRA plans

 
  • Great for individuals who are looking for tax-free growth
  • Contributions are not tax deductible
  • Tax-free earnings
  • Tax-free qualified withdrawals
  • More flexible access to funds


Traditional IRA

 
  • Contributions may be tax deductible
  • Tax-deferred earnings
  • Best plan to start with to roll over your pension or 401k


Coverdell ESA Education IRA

 
  • Great for families saving for education expenses
  • Contributions are not tax deductible
  • Tax-free earnings

 

IRA Deposit Insurance

 

Have piece of mind knowing your IRA accounts are Federally Insured by NCUA up to $250,000, separate from all of your other accounts.