FRAUDULENT ACTIVITY

  

If you suspect Fraudulent Activity with your VISA® Debit/Quik Check Card, please notify the Fraud Department at 1-800-262-2024.

Privacy Notice
FACTS: WHAT DOES FLORIDA STATE EMPLOYEES FEDERAL CREDIT UNION DO WITH YOUR PERSONALINFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
· Social Security number and income.
· Account balance and payment history.
· Credit history and credit scores.
When you are no longer our member, we continue to share your information as described in the notice.
How?
All financial companies need to share customer’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their member’s personal information; the reasons Florida State Employees Federal Credit Union. chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information.
· For our everyday business purposes-such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. Does Florida State Employees FCU share? Yes. Can you limit this sharing? NO.
· For our marketing purposes-to offer our products and services to you.
Does Florida State Employees FCU share? Yes. Can you limit this sharing? NO.
· For joint marketing with other financial companies.
Does Florida State Employees FCU share? No. Can you limit this sharing? We do not share.
· For our affiliates’ everyday business purposes-information about your transactions and experiences.
Does Florida State Employees FCU share? No. Can you limit this sharing? We do not share.
For our affiliates’ everyday business purposes-information about your creditworthiness. Does Florida State Employees FCU share? No. Can you limit this sharing? We do not share.
· For our affiliates to market to you.
Does Florida State Employees FCU share? No. Can you limit this sharing? We do not share.
· For nonaffiliates to market to you.
Does Florida State Employees FCU share? No. Can you limit this sharing? We do not share.

Questions?
Call (850) 474-1400 or go to www.fsefcu.org
Who is providing this notice? Florida State Employees Federal Credit Union
What we do –
How does Florida State Employees Federal Credit Union protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Florida State Employees Federal Credit Union collect my personal information?
We collect your personal information, for example, when you open an account or deposit money, pay your bills or apply for a loan, or use your credit or debit card. We also collect your personal information from others such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes-information about your creditworthiness Affiliates from using your information to market to you. Sharing for nonaffiliates to market to you. State laws and individual companies may give you additional rights to limit sharing.


Definitions
Affiliates – Companies related by common ownership or control. They can be financial and nonfinancial companies. Florida State Employees Federal Credit Union has no affiliates.
Nonaffiliate – Companies not related by common ownership or control. They can be financial and nonfinancial companies. Florida State Employees Federal Credit Union does not share with nonaffiliates so they can market to you.
Joint Marketing – A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include insurance com













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