Terms of Use

TERMS, CONDITIONS & RULES

1. Introduction
Welcome to the official website for Florida State Employees Federal Credit Union. Florida State Employees Federal Credit Union maintains this website. Please feel free to browse, download from, and otherwise use the site. At the same time, please remember that your access to this site is subject to the following rules as well as all applicable laws and regulations. By accessing and using this site, you accept the Rules without limitation or qualification, and, subject to applicable law, acknowledge that any other agreements you may have with Florida State Employees Federal Credit Union are superseded by the Rules to the extent that conflict exists.

2. Rule Revisions
Florida State Employees Federal Credit Union may at any time revise these Rules in the Credit Union’s sole discretion by updating this posting without separate notice to you. You are bound by such revisions and should therefore visit this page to review the current Rules from time to time.

3. Web Content & Material
Florida State Employees Federal Credit Union reserves the right, without notice and for any reason, to remove any content on this site, and to deny access to any user or users to all or any part of this site. Any dated information is published as of its date only, and the Credit Union does not undertake any obligation or responsibility to update or amend any such information.

4. No solicitation
By offering information, products and services via the World Wide Web, no solicitation is made by the Credit Union to any person to use such information, products or services in jurisdictions where the provision of such information, products or services is prohibited by law.

5. Links to Other Sites
Links to other web sites found here are provided to assist you in locating information. Florida State Employees Federal Credit Union has not reviewed all of the sites linked to the Credit Union site. The Credit Union has no responsibility for content of the web sites found at these links, or beyond, and does not endorse or attest to the accuracy or propriety of any information, products or services located therein. Your connection to any linked site is at your own risk. The Credit Union makes no warranties, either express or implied, concerning the content of such site or any information, products or services located therein, including the accuracy, completeness, reliability or suitability thereof for any particular purpose. The Credit Union does not warrant that such sites, content, information, products or services are free from any claims of copyright, trademark or other infringement of the rights of third parties. The Credit Union does not warrant that such sites, content, information, products or services are free of viruses or other contamination.

6. Downloading
You may download material displayed on this site for personal, non-commercial use only. You must retain all copyright and other proprietary notices on downloaded and/or copied material. Any copy of material from this site you make and distribute for any purpose must also include these Rules. You may not distribute, modify, transmit, use, or re-use any of the contents of this site for any public or commercial purpose without the written consent from Florida State Employees Federal Credit Union.

7. Copyrights
You should assume everything on this site is copyrighted unless otherwise noted and may not be used except as provided in the Rules or with the express written consent from Florida State Employees Federal Credit Union. The
Credit Union neither warrants nor represents that your use of the material displayed on this site will not infringe rights of third parties. Any product, service, program, or technology described on this site may be the subject of other intellectual property rights (including but not limited to copyright, trademark, or patent rights) owned by the Credit Union. Any such right that is not expressly licensed herein is reserved by the Credit Union. Images of people or places displayed on this site are either the property of, or used with permission by the Credit Union. Use of these images by you or other third parties is prohibited unless expressly permitted in the Rules or elsewhere on this site. Any unauthorized use of these images may violate copyright laws, trademark laws, the laws of privacy and publicity, and other applicable regulations and statutes. Any product, service, program or technology described in any document published by the Credit Union on this site may be the subject of other intellectual property rights owned by the Credit Union. Any such right that is not expressly licensed hereunder is reserved by the Credit Union.
 
8. Trademarks
The trademarks, logos, and servicemarks (collectively "Trademarks") displayed on this site are registered and unregistered Trademarks of the Credit Union and others. Nothing contained on this site should be construed as granting by implication, estoppel, or otherwise, any license or right to use any Trademark displayed on this site without the written permission of the Credit Union. Misuse of any Trademarks, or any other content, displayed on this site is prohibited.

9. Warranty
EXCEPT AS PROHIBITED BY APPLICABLE LAW, THE INFORMATION, PRODUCTS, SERVICES AND MATERIALS CONTAINED IN THIS SITE, INCLUDING TEXT, GRAPHICS, LINKS OR OTHER ITEMS ARE PROVIDED "AS IS" AND "AS AVAILABLE". FLORIDA STATE EMPLOYEES FEDERAL CREDIT UNION DOES NOT WARRANT THE ACCURACY, ADEQUACY OR COMPLETENESS OF THE INFORMATION, PRODUCTS, SERVICES AND MATERIALS AND EXPRESSLY DISCLAIMS LIABILITY FOR ERRORS OR OMISSIONS IN THIS INFORMATION, PRODUCTS, SERVICES AND MATERIALS. NO WARRANTY OF ANY KIND, IMPLIED, EXPRESS OR STATUTORY, INCLUDING, BUT NOT LIMITED TO, THE WARRANTIES OF NON-INFRINGEMENT OF THIRD PARTY RIGHTS, TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND FREEDOM FROM COMPUTER VIRUS, IS GIVEN IN CONJUNCTION WITH THE INFORMATION, PRODUCTS, SERVICES AND MATERIALS.

10. Limitation of Liability
SUBJECT TO APPLICABLE LAW, IN NO EVENT WILL FLORIDA STATE EMPLOYEES FEDERAL CREDIT UNION BE LIABLE FOR ANY DAMAGES INCLUDING, WITHOUT LIMITATION, DIRECT OR INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, LOSSES OR EXPENSES ARISING (a) IN CONNECTION WITH THIS SITE OR ITS USE (b) FROM THE INABILITY TO USE THE SITE BY ANY PARTY, (c) DUE TO INCOMPATIBILITY BETWEEN THIS WEB SITE AND FILES AND/OR YOUR BROWSER OR OTHER WEB SITE ACCESSING PROGRAM OR (d) IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION, INACCURACY OF INFORMATION OR TRANSMISSION, COMPUTER VIRUS OR LINE OR SYSTEM FAILURE, EVEN IF THE CREDIT UNION, OR REPRESENTATIVES THEREOF, ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES OR EXPENSES. THE CREDIT UNION SHALL NOT BE LIABLE FOR ANY OTHER PROBLEMS EXPERIENCED BY THE USER DUE TO CAUSES BEYOND THE CREDIT UNION'S REASONABLE CONTROL.

11.Submissions
Subject to applicable law, (a) apart from your personal information (which is addressed in the Privacy Policy), any communication or material you send to this site, electronically or otherwise, including but not limited to data, questions, comments, suggestions, or submissions is and will be treated as non-confidential and non-proprietary; (b) anything you send to this site may be used by the Credit Union for any purpose including but not limited to
reproduction, transmission, disclosure, publication, broadcast, and posting; (c) by submitting material to this site, you irrevocably transfer and assign to the Credit Union, and forever waive and agree never to assert, any copyrights, "moral" rights, or other rights that you may have in such material; (d) Florida State Employees Federal Credit Union is free to use, without obligation of any kind, any ideas, concepts, techniques, or know-how contained in any communication you send to this site for any purpose whatsoever, including but not limited to developing, manufacturing, and marketing products and services; (e) by using this site, you may submit, or the Credit Union may gather, certain limited information about you and your usage of the site; and (f) subject to the terms of the Privacy Policy, the Credit Union is free to use such information for any purpose it deems appropriate.

12. Governing Law
These Rules will be governed by and construed under the laws of the State of Florida, U.S.A. Each party to these Rules hereby submits to the exclusive jurisdiction of the courts within the State of Florida, U.S.A., and waives any jurisdictional venue or inconvenient forum objections to such courts.

13. Waiver
Any failure by Florida State Employees Federal Credit Union to enforce any of its rights under the Rules or applicable laws shall not constitute a waiver of such right.

14. Severability
In the event that any paragraph of these Rules or portion thereof is held by a court to be invalid or unenforceable for any reason, the other paragraphs and portions of these Rules shall not be invalid or unenforceable and will continue in full force and effect.

15. Foreign Export
The United States and foreign export control laws regulate the export and re-export of technology originating in the United States and such foreign countries. You will abide by these laws and regulations as applicable and will not transfer, directly or indirectly, by electronic transmission or otherwise, any content or software from this site to or from any countries or foreign nationals in violation of such laws or regulations.

16.Privacy Policy
Please read Florida State Employees Federal Credit Union's Privacy Policy.

17. E-mail Communications
You acknowledge and agree that the Internet is considered inherently insecure. Therefore, you agree that the Credit Union shall have no liability to you whatsoever for any loss, claim or damages arising or in any way related to
the Credit Union’s response(s) to any e-mail or other electronic communication which the Credit Union in good faith believes you have submitted to the Credit Union. Florida State Employees Federal Credit Union has no duty to investigate the validity of or to verify any e-mail or other electronic communication. The Credit Union may respond to an e-mail communication provided by you to eitherthe address provided with the communication or any other e-mail address(es) provided to the Credit Union by you. Any e-mail returned to the Credit Union as undelivered may be re-sent to you at any other e-mail address that the Credit Union has in your file. Although Florida State Employees Federal Credit Union has no obligation to do so, the Credit Union reserves the right to require authentication of e-mails or electronic communications. The decision to require authentication is in the sole discretion of the Credit Union. The Credit Union will have no obligation, liability or responsibility to you or any other person or company if the Credit Union does not act upon or follow any instruction to the Credit Union if a communication cannot be authenticated to the Credit Union’s satisfaction.

18.Questions
If you have any questions or comments, please contact us at Florida State Employees Federal Credit Union, P.O. Box 11003, Pensacola, FL 32524, fsefcu@fsefcu.org or 850-474-1400.